A NEW FINAL EXPENSE PLAN
hits the streets TODAY!
March 23, 2009

Affordable Low Face Whole Life Coverage!

• NO Medical Exam, NO Blood
  - Application & Telephone Interview
• Quick Real Time Underwriting
  - Agents will know decision prior to leaving clients home
• Quick Issue = Quick Pay in your pocket
• Guaranteed Level Premiums to age 121
• Complimentary life, health, and education benefits’
  for clients with coverage needs greater than $10,000

   Product Highlights

• 3 Plans…Level, Graded (30/70), Modified (2-years)
• Riders: Accidental Death Rider - Level Only (50-80)
                  Common Carrier ADR - All plans, No cost
• Death Benefit is 100% on G & M, if Accidental Death
• Issue Ages: 50-85, except Modified max. age 80
                  (Age Last Birthday)
• Face Amounts:
  Level: 50-80           $2,000 - $35,000
             81-85           $2,000 - $15,000
  Graded:  50-80           $2,000 - $20,000
                  81-85           $2,000 - $10,000
  Modified: 50-80           $2,000 - $15,000
• Rating Classes…Male and Female, Non-Tobacco
  and Tobacco
• Underwriting: Level - Standard to Table 6
                          Graded - Up to Table 12
                          Modified - Up to Table 20
• Certificate Fee - Commissionable ($36/year)
• State Availability (33)

AK, AL, AR, AZ, CO, CT, DC, FL, GA, HI, IA, ID, KS, KY, LA, ME, MI,
MN, MO, NE, ND, NH, NM, NC, OH, OK, RI, SC, SD, WA, WI, WV, WY.

Are you ready for the  NEW FINAL EXPENSE  product launch TODAY?

For more information call  
Steve Clemens at URL 
1- 800-926-8875 ext 132 

Ask about the SUPER LOW AGENT qualifications for our 2010 Convention at the
Ritz-Carlton in St. Thomas, V.I. and PLUS URL's Agent Sales Convention. See below for details.

Join us in Bermuda in 2010!