An Equity Indexed Fixed Annuity PLUS an INCOME RIDER that provides: A guaranteed lifetime income stream that clients decide when to start and stop, WITHOUT HAVING TO ANNUITIZE!   A guaranteed 5% annual growth of Income Account Value* High income payouts based on attained age   No fee’s or charges for the rider In addition, offer unique annuity product features such as: A 10% true premium bonus**, No penalty upon death, No annuitization required to keep the bonus, No MVR, Plus much more.
	Call me to discuss how this rider is helping agents close more annuity sales than ever before. Joe Corio • 800-926-8875 ext. 111 joec@urlfinancial.com • www.urlfinancial.com
		Don’t forget to ask me about our Baby Boomer and Grandparent Marketing System that will explode your sales and provide a flood of referrals.
	* Until payments begin. IAV is only used to calculate lifetime payments. ** Ages 0-80, 5% bonus ages 81-85

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